differences of islamic Business Process and Conventional Business Process

In this period, everyone would have known the business process, whether it is Islamic or conventional. But still many are difficult to distinguish. In this blog, I want to give my opinion about which is better between Islamic Business Process and Conventional Business Process.

Sebelum mengetahui apa saja perbedaan yang terdapat dalam proses bisnis syariah dan konvensional kita harus mengetahui dahulu apa sebenarnya yang dimaksud dengan proses bisnis. Proses bisnis adalah suatu pekerjaan yang saling terkait untuk menyelesaikan masalah tertentu. Pekerjaan yang dimaksud dalam hal ini adalah tugas yang menghasilkan keuntungan, bisa jadi keuangan atau sebaliknya. Jadi yang dimaksud dengan proses bisnis syariah adalah suatu pekerjaan yang saling terkait untuk menyelesaikan masalah tertentu yang berasaskan nilai – nilai tauhid (nilai ketuhanan) sehingga menghasilkan keuntungan. Sedangkan proses bisnis konvensional adalah pekerjaan yang saling terkait untuk menyelesaikan masalah tertentu yang berasaskan nilai – nilai Sekularisme (Nilai-nilai material) sehingga menghasilkan keuntungan.

Berdasarkan pengertian diatas ada beberapa hal yang menyebabkan perbedaan diantara proses bisnis syariah dan konvensional, diantaranya :

• Proses bisnis syariah

1. Proses Bisnis syariah memiliki pemahaman terhadap bisnis yang halal dan haram. Sehingga dalam proses bisnis syariah tidak mengenal adanya riba ( yang dalam hukum islam bersifat haram ) tetapi sistem bagi hasil.
2. Proses bisnis syariah selalu didahului akad/perjanjian dalam pelaksanaannya. Akad memegang peranan yang sangat penting.  Akad disini bertujuan untuk membuat kesepakatan yang saling menguntungkan.
3. Proses bisnis syariah dilaksanakan sesuai dengan kaidah islam yang telah ditentukan dan didasari motivasi mencari keuntungan di dunia dan akhirat.. 

• Proses bisnis konvensional

1. Dalam Proses Bisnis Konvensional motivasi dalam kegiatan berbisnis didasari oleh keinginan dunia tanpa memperhatikan akhirat.
2. Dalam pelaksanaan proses bisnis konvensial tidak adanya kesepakatan (akad)/ perjanjian yang jelas antara pelakunya. Sehingga tidak ada pandangan yang sama dan terkadang sering menyebabkan keuntungan hanya pada satu pihak saja
3. Dalam Proses pemasaran bisnis konvensional menghalalkan segala cara, bukan hanya cara halal tapi juga cara yang tidak halal untuk mendapatkan keuntungan yang sebesar-besarnya.

Berdasarkan pemaparan diatas,  kita dapat menilai proses bisnis mana  yang lebih baik bagi semua aspek.  Untuk lebih memahami proses bisnis syariah,  saat ini kita dapat mengamatinya dengan dimulainya sistem bank berbasis syariah,  asuransi berbasis syariah ataupun beberapa perusahaan lainnya yang juga berbasis syariah. 

What is a business process?

At the present time, all of the business processes that have not been run in accordance with the terms of the actual business process. The things that do not fit that instead of accelerating the achievement of the objectives of the business process but creates a new problem is more complex
thus the need for improvements to turn back the actual business processes. One of the simplest fixes are changing the way we think about the business processes that are running the actual business processes for the purpose of a business process is running as expected. for it will be explained in this blog about understanding the actual business processes and some of the terms in the business process itself which will be needed to carry out business processes.

• Definition of business process

The business process is an interrelated work to solve specific problems. The work in question in this case is a task that generates profits, could be financial or otherwise. A business process can be broken down into several sections has its own process, but basically every piece should have a role to achieve the ultimate goal of the process itself. Meanwhile, according Manganelli & Klein (1994), the business process is defined as: "Interrelated series of business activities that convert inputs into outputs business". ADD can be material, equipment, other measurable objects, or various kinds of information which is then converted into a number of output required by the recipient. The receiver is divided into internal customers (internal consumer) and external customers (external consumer). Consumers may be internal departments, groups, or the number of equipment and machinery. Meanwhile, outside the consumer is the person or organization that pays for the product or service required. Additionally receiver can also be a location where the output is stored for future needs.

Activities are divided into three types (Manganelli & Klein, 1994), namely:

1. Value-adding activities are activities that are important to consumer
2. Hand-off activities are activities that do more than one piece and have a flow-related activities between divisions, both in function, department or organization
3. Control activities are activities designed to control the hand-off process activities can be grouped into two, namely: strategic process and a process that adds value. Strategic processes integrated with how the company defines itself. The process that adds value is an important process for the wants and needs of consumers and they are willing to pay for it.

• How Business Process Modeling:

1. Define the purpose, scope, and limitations
2. Understanding and mapping the processes running 
3. Measuring process performance
4. Determine the root cause (root cause)
5. Identify process improvement (Use the method ESIA):
6. The implementation of business process improvement

• Characteristics that must be owned by the business process are:

1. Definitive: A business process must have limits, input and output pins.
2. Sequence: A business process activity must have an ordered according to their time and space.
3. Consumers: A business process must have a process result receiver.
4. Value added: The changes that occur in the results of the process must add value to the recipient.
5. Linkage: A process can not stand alone, but must be related to the structure of the organization.
6. Cross function: a process generally includes several functions.

referensi :  http://newcolosal.blogspot.com/2009/06/definisi-proses-bisnis.html

               written by : Komunitas Berbagi Ilmu Pengetahuan Informasi dan Bisnis (June 28, 2009)

                http://pipiew.wordpress.com/2007/11/29/proses-bisnis/

               written by : Alivia Yulfitri ( November 29, 2007)

                http://adi-nuralim.blogspot.com/2011/02/definisi-proses-bisnis.html

                written by : Adi Nuralim (February 9, 2011)